Most families don't realize their LTC policy covers home care. We help you activate your benefits and handle the billing.
Answer a few quick questions to find out.
Long-term care insurance is designed specifically to cover in-home care costs. Here's what you need to know:
This is the waiting period before insurance kicks in (typically 0-90 days). You pay out of pocket during this time.
Your policy specifies a maximum daily or monthly benefit. For example, $150/day covers most home care costs.
We submit all paperwork directly to your insurance company. You don't have to figure out billing or forms.
Insurance pays us. You never see an invoice (if your benefit covers the full cost). Simple as that.
Most long-term care insurance policies cover the following home care services:
Some policies are more generous than others. We review your specific policy to maximize your benefits.
Fill out the form below. We'll contact you within 24 hours with your benefit estimate.